Which Health Insurance is Right for You?

Short Term Medical Insurance (STM). Cost-effective. Flexible. Ideal for many new grads, those between jobs, and others temporarily without coverage.

STM is available in most states, but not CT, MA, NJ, NM, NY, and VT.
It is not appropriate for people with pre-existing health conditions
and is not intended for those who need coverage for more than
6-12 months.

Permanent Medical Insurance (PM). An alternative for individuals whose need is not temporary. PM can also be used to fill a gap in coverage for people who cannot purchase STM due to state residency or a chronic health condition.

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Whether you have a temporary or permanent need for coverage, consider purchasing medical insurance to protect yourself in the event of an illness or accident. Because health insurance options vary by state and individual situation, we offer both Short Term Medical Insurance and Permanent Medical Insurance*. Don’t risk going without coverage.

Meyer and Associates works with several partner companies to offer a range of health insurance options to individuals and their families. These options should be among the many you consider when purchasing health insurance.

This Web site highlights the major features of permanent medical insurance, but complete terms are governed by the insurance policy. In any case, all coverage required by your state is included.