Life for Life® Once in a while something new comes along… and it changes the way you think.

Life for Life starts as 10-year group term insurance and can eventually become individual coverage in your senior years. The following highlights can help you decide if Life for Life is right for you:

• Lots of choices, from $100,000 to $1 million.
• Great rates, with lower premium rates for higher insurance amounts. For the first 10 years, rates are based on your age and health when coverage begins.
• Automatic Benefit Increases (ABI's). Your insurance can increase—repeatedly—even if your health fails and you become uninsurable. This could be the most valuable feature in any life insurance you have. Through ABI’s, total insurance can increase to $2 million.
• No automatic reductions in insurance amount when you get older. But you can decrease your coverage through a simple signed request.
• Lifetime coverage. Once insured, you can remain insured as long as you want.
• Online. Collegiate Alumni Life Calculator (CALC), a new tool to help answer the old question, “How much insurance do I need?”
• Automatic premium payment from your bank account, if you like. No checks to write, no worry about paying late, and no surcharge for the privilege.
• Underwritten by New York Life, the largest mutual life insurance company in the United States.

How much life insurance do you need?
How much money will your family members need after you’re gone? That’s the question CALC can help you estimate.

Life for Life^® and VIP group insurance plans are available in the United States (except, South Dakota, Vermont, Washington state, territories, and possessions). Insurance is underwritten by New York Life Insurance Company, (NAIC 66915) 51 Madison Avenue, New York, NY 10010 on Policy Form GMR FACE G-16000/29116 to the Collegiate Alumni Trust. New York Life Insurance Company is domiciled in the State of New York, and is licensed to do business in the 50 United States, the District of Columbia, Puerto Rico, and Canada. Information sent will include details of coverage including exclusions and renewability. See About Meyer and Associates for licensed agents. Eligibility is limited. To learn more, click here.

New York Life has consistently received among the highest ratings from the leading independent rating services: A.M. Best, Fitch Ratings, Standard & Poor's, and Moody's Investors Service for financial strength.