Don't risk facing a serious illness or accident without medical coverage. This high-quality, affordable insurance can fill the temporary needs of new graduates who may be without insurance after graduation or others who may have gaps in their medical coverage due to, for instance, unemployment.
Short Term Medical insurance (STM) usually costs much less than other options, such as COBRA. You may pick your own effective date and purchase coverage for exactly the duration you need—from 30 days to 6 months, and up to 12 months in many states*.
Student insurance typically ends shortly after graduation, while coverage through a parent's policy may end as early as the day before graduation. Check with the office of student insurance or with your own insurer to determine exactly when yours ends.
If you foresee a longer need for insurance (common among those who are self-employed—consultants, contractors, and freelancers), we offer Permanent Medical insurance. Click here to learn more about Permanent Medical Insurance.
STM is currently not available in CT, HI, MA, NJ, NY, and VT . Residents of those states should consider Permanent Medical insurance to bridge a temporary gap in coverage.
